Individuals and families
Health plans for one person or a whole household. I go over premiums, deductibles, and out-of-pocket limits, and check that your doctors and prescriptions are covered, so the monthly cost fits the care you actually use.
Health, dental, vision, and supplemental insurance
Find the right plan with someone who knows coverage.
I'm Page Kusch-Johnson, a licensed insurance agent. I help individuals, families, the self-employed, and small business owners choose and enroll in health, dental, vision, accident, and supplemental plans.
Page Kusch-Johnson
Licensed insurance agent
Coverage you can ask about
Which plans you can buy depends on where you live, who is in your household, and the time of year. People often call when they leave a job, turn 26, start a business, or get a renewal notice with a higher premium.
Self-employed and small business
Working for yourself means buying coverage without an employer plan behind you. I can find plans for you and your family, and set up coverage for your employees if you have them.
Marketplace and private plans
Marketplace plans have set enrollment dates and may come with savings based on household income. Plans sold outside the Marketplace have their own rules. I compare what is available where you live and help you enroll in the plan you choose.
Dental, vision, and supplemental
Adult medical plans usually leave out routine dental and eye care, so many people add separate plans. Accident and supplemental policies pay set amounts after an injury or a hospital stay, and work alongside your health plan.
How a conversation goes
- Tell me who needs coverage and your ZIP code. If something changed recently, like a new job, a move, or a new baby, let me know the date.
- We go over your doctors, prescriptions, and monthly budget, and I show you the plans that fit.
- Once you pick a plan, I help you apply and get enrolled.
Helpful to have ready
- ZIP code
- Date of birth for everyone who needs coverage
- Your current insurance card, if you have one
- Doctors, clinics, and prescriptions you want to keep
- A monthly amount you are comfortable paying
- Expected household income, if you want to see Marketplace savings
We'll cover personal details like Social Security numbers over the phone when you apply, so there's no need to email or text them.
Enrollment dates for 2027 coverage
Open enrollment on HealthCare.gov runs November 1, 2026 to January 15, 2027. Choose a plan by December 15 for coverage that starts January 1. Plans chosen after that generally start February 1. States that run their own marketplace can set different deadlines.
Outside open enrollment, a qualifying life event such as losing other coverage, moving, marrying, or having a baby can open a special enrollment period, usually for 60 days. Medicaid and CHIP accept applications all year, and many dental and supplemental plans can be bought at any time.
Dates and deadlines on HealthCare.gov (opens in a new tab)Meet Page
Licensed insurance agent, Kusch Advisors
I have more than 30 years of experience in patient care, education, and clinical support. That work showed me what people really want to know about their health insurance: can I keep seeing my doctors, and what will my care cost?
I keep things personal. I take the time to listen, explain plan terms in plain language, and help you get enrolled in coverage that fits.
Common questions
Do I need to know what kind of plan I want before I call?
No. Many people call because they are not sure where to start. Knowing who needs coverage and your ZIP code is enough to begin.
Can I keep my doctor?
That depends on each plan’s provider network. Share the names of your doctors, clinics, and pharmacy, and I’ll check them against the plans you’re considering.
Could I pay less through the Marketplace?
Possibly. Marketplace savings are based on household size and expected income for the year. I’ll help you estimate your income so you can see what you qualify for.
Does a supplemental plan replace health insurance?
No. Accident and supplemental policies pay set amounts for specific events. They help with costs a health plan leaves behind, such as a deductible after an injury, and work best alongside one.
I already have coverage. Is it worth a call?
Yes, especially before renewal. Premiums, networks, and drug lists can change from one year to the next, and comparing your current plan with next year’s options takes one conversation.